Free · 2026/27 figures

The toolkit I wish I’d had in year one.

Four practical tools for UK business owners, built from ten years of running my own companies. No course to buy. No sales call.

  • See exactly where your cash will be for the next 13 weeks
  • Know how much to set aside for tax every month
  • Set up a property company without missing a step
  • Lend money to your own company properly

Send me the free toolkit

Enter your details and I’ll email you all four tools straight away, plus one practical lesson a week.

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No spam. One useful email a week. Unsubscribe any time.

What’s inside

Four tools. All free.

1

Owner’s Cashflow Tracker

A 13-week cashflow forecast, a tax set-aside calculator and a personal wealth dashboard, in one spreadsheet.

2

SPV Setup Checklist

Every step of setting up a property company, from SIC codes and Companies House ID checks to stamp duty and the Renters’ Rights Act.

3

Group Structure Map

How a holding company, trading company, property SPVs and your pension fit together, and how money moves between them.

4

Director’s Loan Agreement

A template for lending money to your own company, with a board minute and a loan schedule.

Week 1Opening balance, receipts, payments, closing balance
Tax potVAT, corporation tax and dividend tax to set aside monthly
Buffer checkFlags any week you dip below your safety net
WealthEquity, allocation and monthly income against your target

“Profit isn’t cash. You can have a record month and still run short.”

Ash Knight

Ash Knight, founder of AJ Group

Who it’s for

Built for owners, not accountants.

  • You run a UK limited company, or you’re about to start one
  • You want to pay yourself properly and stop being surprised by tax bills
  • You’re thinking about property, a holding company or your pension
  • You’d rather learn from someone else’s mistakes
Questions
Is it really free?

Yes. You’ll get the four tools by email and one practical lesson a week. Unsubscribe whenever you like.

Is this financial advice?

No. It’s what I use in my own businesses, with 2026/27 UK figures. Always check your situation with a qualified accountant or adviser.

What format are the tools?

An Excel spreadsheet (works in Google Sheets too) and three Word documents you can edit.

Will you try to sell me something?

Occasionally I’ll mention the Founder Circle or the book. Most emails just teach one thing.

Get the toolkit now.

It takes 20 seconds, and the cashflow tracker alone could save you a very bad month.

Send me the toolkit